16 lessons · Chromebook & mobile ready
Financial Literacy
Budgets, credit, investing, and money decisions for real life
Budgets, credit, investing, and big decisions — money skills for real independence.
For learners & program leaders
What you'll walk away with
Teens and families who want clear, responsible money skills for school, work, and the first years of independence. Flexible schedule — 16 sessions over 8 weeks.
- Set money goals and tell needs from wants with clear tradeoffs
- Read a paycheck and understand income, taxes, and banking basics
- Build a budget, track spending, and start an emergency fund habit
- Explain credit scores, interest, loans, and common debt traps
- Compare saving vs investing and recognize consumer scams
- Create a first-year money plan they can explain to a parent or mentor
Skills · Capstone · Standards
Budgeting & cash flow · Credit & debt awareness · Saving & growth basics · Consumer protection · College & job money decisions
Capstone: Your First-Year Money Plan · Built to align with CSTA K–12 CS Standards · standards packet available
Inside the path
16 lessons · 8 weeks
Choose a week to see what each session teaches. Pace flexes to your classroom, family, or program.
01 · Learn it
Coach’s note, quick explainer, and word help — the goal and big idea in plain language.
02 · Do the activity
Guided practice with instant feedback, then a from-scratch challenge and check-for-understanding.
03 · Reflect
Ethics or reflection moments on AI, data, cyber defense, or digital citizenship.
04 · Earn XP & badges
Progress shows on a clear roadmap — for learners, families, and instructors.
Week 1 of 8
Money & Goals
What money is for, goals, values, and smart needs-vs-wants decisions.
01
Session 1
Money, Goals & You
Explain money as a tool (not an identity), tell short-, medium-, and long-term goals apart, and write SMART-ish money goals that fit a high school life.
02
Session 2
Needs, Wants & Tradeoffs
Tell needs from wants in everyday teen decisions, explain opportunity cost, spot advertising's influence, and practice delayed gratification without pretending wants are \"bad.\"
Get started
Try a lesson — then talk to us
Learners and families can demo the real lesson canvas first. Schools and programs: tell us your timeline and we'll help you pilot a class, after-school block, or Scout troop.
Families & learners
Demo with no account. Then reach out for a self-paced class code or live support.
Schools & admins
Class codes, roster progress, and standards docs — request a pilot when you're ready.
